Terms of Use

Last updated: May 2026

1. Acceptance of these Terms

By accessing or using StoicSkills, you agree to be bound by these Terms of Use and our Privacy Policy and Disclaimer.

If you do not agree with these Terms, you should not use this website, purchase our products, subscribe to our emails, or access our content.

2. About StoicSkills

StoicSkills is an educational platform focused on applied Stoic philosophy, reflective practices, journaling, reading, and thoughtful daily rituals.

The website may include articles, courses, quizzes, reflection tools, downloadable PDFs, workbooks, audio materials, newsletters, digital products, and other educational resources.

3. Educational content only

All content on StoicSkills is provided for educational and informational purposes only.

StoicSkills does not provide medical, psychological, psychiatric, therapeutic, legal, financial, or emergency advice. The content is not a substitute for professional care, diagnosis, treatment, counselling, psychotherapy, or advice from a qualified professional.

Please read our Disclaimer for more information.

4. Eligibility

By using this website, you confirm that you are at least 18 years old or that you are using the website with the consent and supervision of a parent or legal guardian.

If you purchase products or services through StoicSkills, you confirm that you have the legal capacity to enter into a binding agreement.

5. User accounts

Some parts of StoicSkills may require an account, login, or email registration.

You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account.

You agree to provide accurate information and to update it when necessary. We may suspend or terminate access if we believe that information is false, misleading, abusive, or used in violation of these Terms.

6. Email subscriptions

When you subscribe to our newsletter, download a free resource, join a quiz, enroll in a course, or purchase a product, you may receive emails related to StoicSkills.

These may include educational content, product updates, course messages, challenge emails, promotional emails, and administrative notices.

You can unsubscribe from marketing emails at any time by using the unsubscribe link provided in the email. Some transactional or account-related emails may still be sent when necessary.

7. Purchases and payments

StoicSkills may sell digital products, courses, subscriptions, downloads, workbooks, audio materials, and other educational resources.

Payments may be processed by third-party payment providers such as Stripe, PayPal, or other checkout platforms. StoicSkills does not store your full payment card details.

By making a purchase, you agree to provide accurate billing information and authorize the applicable payment provider to charge the amount shown at checkout.

8. Prices, taxes, and currency

Prices may be displayed in USD, EUR, CHF, or another currency depending on the product, checkout platform, or user location.

Applicable taxes, VAT, sales tax, or transaction fees may be added at checkout depending on your location and the payment processor used.

We reserve the right to change prices, product availability, discounts, and offers at any time.

9. Digital product delivery

Digital products may be delivered by email, download link, user account, course dashboard, or another digital delivery method.

You are responsible for providing a valid email address and ensuring that you can access the email account or platform used for delivery.

10. Refund policy

Because many StoicSkills products are digital and may be accessed or downloaded immediately, purchases may be non-refundable unless otherwise stated on the product page or required by applicable law.

If a specific product has a separate refund policy, that policy will apply to that product.

If you experience a technical issue accessing a purchased product, please contact us at info@stoicskills.com and we will try to help resolve the issue.

11. Subscriptions and memberships

StoicSkills may offer subscriptions, memberships, recurring payments, or premium access features in the future.

If you subscribe to a recurring plan, you authorize the applicable payment provider to charge you automatically according to the subscription terms shown at checkout.

You may cancel a subscription according to the cancellation instructions provided through the account dashboard, payment provider, or support channel. Cancellation stops future billing but does not necessarily create a refund for past billing periods unless required by law or stated in a specific product policy.

12. Intellectual property

All original content on StoicSkills, including text, course materials, workbooks, PDFs, designs, graphics, branding, logos, layouts, audio materials, frameworks, prompts, exercises, and other materials, is owned by StoicSkills or its licensors unless otherwise stated.

You may not copy, reproduce, republish, distribute, sell, license, upload, share publicly, modify, translate, scrape, or create derivative works from StoicSkills content without prior written permission.

You may use purchased or downloaded materials for your personal, non-commercial use only, unless a specific license states otherwise.

13. Stoic quotations and historical materials

StoicSkills may reference ancient Stoic authors, historical texts, public domain materials, or modern interpretations.

Ancient source texts may be in the public domain, but modern translations, editions, commentary, formatting, and derivative works may be protected by copyright.

StoicSkills aims to use quotations and references responsibly as part of original educational commentary and interpretation.

14. User conduct

You agree not to use StoicSkills in a way that is unlawful, harmful, abusive, misleading, infringing, disruptive, or damaging to the website, users, or third parties.

You agree not to:

• attempt to access accounts, systems, or data without permission;
• copy, scrape, or mass-download content without authorization;
• share paid materials publicly or redistribute them to others;
• use the website for spam, fraud, harassment, or illegal activity;
• upload malware, harmful code, or disruptive content;
• misrepresent your identity or relationship with StoicSkills;
• use StoicSkills content to train AI models or datasets without permission.

15. User-generated content

If StoicSkills allows comments, reviews, journal entries, quiz responses, community posts, or other user-generated content, you remain responsible for what you submit.

By submitting content, you confirm that you have the right to share it and that it does not violate the rights of others or applicable law.

We may moderate, remove, edit, or refuse user-generated content that violates these Terms, appears abusive, misleading, unlawful, promotional, or inappropriate, or creates legal or safety concerns.

16. Reviews and testimonials

If you submit a review, testimonial, or feedback, you agree that it must reflect your honest experience.

We do not permit fake reviews, paid reviews that are not properly disclosed, misleading testimonials, or claims that imply guaranteed medical, psychological, financial, professional, or personal outcomes.

By submitting feedback, you grant StoicSkills permission to use, display, edit for length or clarity, and publish that feedback in connection with StoicSkills, unless you request otherwise.

17. AI-assisted features

StoicSkills may use artificial intelligence tools to support content creation, personalization, summaries, translations, recommendations, interactive tools, or other features.

AI-assisted content may contain mistakes, omissions, outdated information, or incomplete interpretations. You should not rely on AI-assisted outputs as professional advice or as the sole basis for important decisions.

We may update, change, suspend, or remove AI-assisted features at any time.

18. Third-party services

StoicSkills may use or link to third-party services, including payment processors, email marketing platforms, analytics tools, hosting providers, course platforms, embedded media, affiliate partners, or external websites.

Your use of third-party services may be subject to their own terms, privacy policies, fees, and rules. StoicSkills is not responsible for the content, policies, security, availability, or actions of third-party services.

19. Affiliate links and recommendations

Some pages or emails may include affiliate links, sponsored links, or commercial recommendations.

If you purchase through an affiliate link, StoicSkills may receive a commission at no additional cost to you. We aim to recommend only resources that are relevant to the educational purpose of the platform.

20. Availability and changes to the website

We aim to keep StoicSkills available and functional, but we do not guarantee uninterrupted, error-free, secure, or permanent access.

We may change, update, suspend, restrict, or discontinue any part of the website, content, products, courses, features, prices, or services at any time.

21. Limitation of liability

To the fullest extent permitted by applicable law, StoicSkills and its owners, contributors, contractors, partners, and service providers are not liable for any indirect, incidental, consequential, special, punitive, or exemplary damages arising from your use of the website, content, products, emails, courses, quizzes, downloads, or services.

Your use of StoicSkills is at your own discretion and risk.

22. No warranties

StoicSkills is provided on an “as is” and “as available” basis.

We make no warranties or representations that the website, content, products, or services will meet your expectations, produce specific results, be error-free, secure, uninterrupted, or suitable for your personal circumstances.

23. Indemnification

You agree to indemnify and hold harmless StoicSkills, its owners, contributors, contractors, partners, and service providers from any claims, losses, liabilities, damages, costs, or expenses arising from your use of the website, your violation of these Terms, your misuse of content, or your violation of any law or third-party rights.

24. Termination of access

We may suspend or terminate your access to StoicSkills, including courses, accounts, downloads, community features, or subscriptions, if we believe you have violated these Terms, misused the platform, infringed intellectual property rights, engaged in abusive conduct, or created legal, security, or operational risks.

25. Changes to these Terms

We may update these Terms of Use from time to time. The updated version will be posted on this page with a revised “Last updated” date.

Your continued use of StoicSkills after changes are posted means that you accept the updated Terms.

26. Governing law

These Terms are intended to be governed by the laws applicable to the operator of StoicSkills, unless mandatory consumer protection laws in your country provide otherwise.

As StoicSkills develops, the legal entity, jurisdiction, and governing law information may be updated to reflect the formal business structure.

27. Contact

If you have questions about these Terms of Use, please contact us at:

info@stoicskills.com